Business Banking Portfolio Manager - Kaysville

Zions Bank recognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we build upon our 150-year legacy and usher in the next generation of banking, we’re committed to being the premier employer of choice. We’re proud to have ranked among American Banker magazine’s “Best Banks to Work For” almost every year since 2013, as Best Employer from Utah’s Best of State, among the Best Places to Work in Idaho, and “among the Salt Lake Tribune’s Top Workplaces. Make the leap into a new era of banking. Let us transform your career.

We are looking for an experienced Business Banking Portfolio Manager (Assistant Relationship Manager) to provide top-notch customer service to our clients and customers in Kaysville. This position supports Business Banking Relationship Managers and is tasked with helping grow a portfolio of approximately $100 million in loan balances and approximately $180 million in deposit balances. This position helps Relationship Managers with the underwriting/closing process for all new commercial loans and renewals as well as managing the covenant and risk of the portfolios. This allows RMs to focus their efforts on sales activities to further grow their loan and deposit portfolios. If you are passionate about being part of a community, being a team player, and helping others reach their financial goals, then we are interested in speaking with you! 

Essential Functions:        

• Responsible for managing and servicing a diverse portfolio of commercial loan relationships, ensuring sound credit practices and exceptional client service.
• Conducts thorough credit investigations, analyzes financial statements, assesses industry and collateral risks, and structures and prices loans to meet client needs while maintaining regulatory compliance.
• Generates new business through referrals and internal networks, conducts client interviews, and exercises sound judgment in credit decisions.
• Tasked with cross selling a broad range of bank products, enhancing customer satisfaction, and contributing to the bank's growth through strategic portfolio reviews and relationship development.
• Other duties as assigned.

Qualifications:

• Requires a bachelor's degree in Finance, Business or other related field and 1+ years of banking, relationship management, lending, underwriting and credit experience or other directly related experience.
• Must have successfully completed all Banker Development training-related activities, including but not limited to Credit Foundations and Business Line training.
• Knowledge of banking services, product offerings, lending, credit analysis, portfolio management.
• Ability to expand loans, client relationships, manage portfolios and cross sell bank products.
• Ability to structure loans and monitor credit performance.
• Ability to interview applicants and be perceptive of character judgment.
• Good interpersonal and communication skills.
• Working knowledge of software applications, including word processing and spreadsheets. 

You must want to be a part of a motivated and driven team and work under respected leaders. We need someone who is proactive, who has a great attitude, who is confident and wants to work with professional people and will inspire them to achieve the department initiatives.

Benefits:

• Medical, Dental and Vision Insurance - START DAY ONE! 
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance 
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience 
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees 
• Employee Ambassador preferred banking products

Location:

This position is five days in-office in Kaysville, UT