Intern- Municipal & Commercial Finance, Process Improvement
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- Business Operations
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- Enterprise Services
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- 069465 Requisition #
Intern- Municipal & Commercial Finance, Process Improvement
Summer 2026 Paid Internship
Mid-May – Mid- August
This internship is not eligible for relocation assistance. Local candidates preferred.
Zions Bancorporation’s Internship and Banker Development Program positions are not eligible for employment visa sponsorship (e.g., H-1B visa). This includes, for example, situations where a candidate may have temporary work authorization while enrolled in school or upon graduation (e.g., CPT, OPT) but would need H-1B visa sponsorship within a few years of employment in order to maintain employment eligibility.
Zions Bancorporation is one of the nation’s premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker magazine as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.
This opportunity is onsite and full-time in Salt Lake City.
Internship Overview
Join the Municipal & Commercial Finance Division and work closely with the Director of Municipal and Commercial Finance and the division’s leadership. You’ll gain hands-on exposure to municipal and commercial finance and support process improvement initiatives across the department.
This role is ideal for students who are curious, analytical, and entrepreneurial. Comfortable thinking creatively while operating within regulatory and compliance frameworks.
What You’ll Do
- Assist with the execution and documentation of purchases of municipal bonds, loans, and leases directly from governmental issuers.
- Support the team in identifying, structuring, and helping prepare to close municipal debt transactions (e.g., data gathering, comps, credit packages, timelines).
- Conduct research and outreach support to municipal advisors, bond attorneys, trustees, and governmental associations to help source opportunities.
- Partner with business leaders to map current-state processes, identify bottlenecks/waste, and document future state workflows.
- Support the prioritization and execution of improvement initiatives with a specific focus on Asset Based Lending (ABL), Central Monitoring, factoring structure, and Nonprofit Finance.
Qualifications
- Currently pursuing a Bachelor’s or Master’s degree in Finance, Economics, Business Administration, Operations Management or related field.
- Interest in Municipal and Commercial Finance
- Strong analytical and quantitative skills
- Excellent written and verbal communication skills
- Organization and problem-solving skills with the ability to manage multiple priorities
- Proficiency with Excel (vlookups, pivots, basic modeling)
- Exposure to Lean, Six Sigma, PDCA or SHINGO concepts (coursework, student orgs, certifications) a plus
- Knowledge of Power BI or MS PowerApps a plus
This position will be open until filled.
To review our Benefits Summary click here.
All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.
Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.
It is the Company’s policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.
Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site. You can request reasonable accommodations by contacting us at careers@zionsbancorp.com or 801/844-7618. Please email your resume/cover letter, indicate what position you are interested in and include "Accommodation needed" in the subject line to ensure your information is routed to the appropriate contact.
Click here to view our EEO Statement.
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