Consumer & Small Business Credit Risk Analyst - Salt Lake City, UT (In Office)
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- Credit Administration
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- Enterprise Services
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- 068616 Requisition #
Did you know that Zions Bancorporation is one of the nation’s premier financial services companies with total assets exceeding $80 billion? With local management teams at the helm in 11 western states, Zions is dedicated to making a difference in their local communities. At Zions, we haven’t forgotten who keeps us in business, meaning we’re committed to the success of our customers, and our employees. Here, the possibilities are endless – come for a job, stay for a career.
We are currently seeking a Consumer & Small Business Credit Risk Analyst to join our team. This is a full time in office role located in Salt Lake City, UT at Zions Bancorporation Headquarters.
We want to talk to you!
· Responsible for minimizing credit and operating losses and other risk exposures.
· Responsible for performing complex credit risk analysis to maximize profits and asset growth.
· Provides analytical support segmenting and monitoring credit, concentration limits, etc..
· Makes strategic recommendations to senior management based on analytical insights.
· May develop complex programming models to extract and manipulate databases to provide statistical and financial modeling.
· Develop and maintain reports.
· Other duties as assigned.
Job Qualifications
· Requires a Bachelor’s in statistics, mathematics, economics, or related field
· 1 to 2 years statistical programming experience, preferably in SAS and/or SQL
· 0-2 years with databases, risk analysis, statistical modeling and general lending or other directly related experience
· 0-2 years reporting experience preferably with a financial service institution
· Ability to summarize data and statistical results to all levels of management a plus
· A combination of education and experience may meet qualifications
· Employs advanced knowledge as a generalist or specialist of risk assessment, spreadsheets, databases, statistical software and pc's
· Must have strong analytical ability, customer service, and communication, both verbal and written
· A team player with experience working in a team environment and strong ability to manage relationships with other departments and vendors
Benefits:
· Medical, Dental and Vision Insurance - START DAY ONE!
· Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
· Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
· Paid Training, Paid Time Off (PTO) and Paid Federal Holidays, and any applicable state holidays
· 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
· Mental health benefits including coaching and therapy sessions
· Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
· Employee Ambassador preferred banking products
This position will be open until filled.
To review our Benefits Summary click here.
All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.
Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.
It is the Company’s policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.
Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site. You can request reasonable accommodations by contacting us at careers@zionsbancorp.com or 801/844-7618. Please email your resume/cover letter, indicate what position you are interested in and include "Accommodation needed" in the subject line to ensure your information is routed to the appropriate contact.
Click here to view our EEO Statement.
Click here to view applicable Federal, State and/or local employment law posters.
If you have any technical issues while completing the application, please first try these troubleshooting steps. If you continue to have issues, please reach out to us at careers@zionsbancorp.com.