Sr Financial Analyst - Strategic Commercial Finance - Salt Lake City, Houston or Charlotte

Zions Bancorporation is one of the nation’s premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker magazine as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.

With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

Zions Bancorporation is seeking a Senior Financial Analyst to join our Strategic Commercial Finance team within Financial Planning & Analysis (FP&A). Strategic Commercial Finance serves as a trusted advisor to executive leadership, delivering actionable financial insights that drive enterprise strategy, optimize financial performance, and support long-term shareholder value creation.

Our FP&A organization focuses on improving balance sheet returns, increasing fee income, enhancing operational efficiency, and leveraging process automation to support sustainable growth. Team members work directly with senior executives across the organization and contribute to highly visible initiatives that influence strategic decisions at the Executive Leadership Team and Board levels.

This role will primarily support the Bank's Capital Markets Division as well as other commercial business lines. You will partner closely with business leaders as a strategic finance partner responsible for financial planning, forecasting, profitability analysis, executive reporting, and decision support for one of the Bank's most dynamic and sophisticated business lines.

If you enjoy solving complex business problems, influencing strategic decision-making through data and analytics, and partnering directly with senior leaders, this is an exceptional opportunity to make a meaningful impact within a high-performing finance organization.

Responsibilities: 

As a senior member of the Strategic Commercial Finance team, you will operate as a trusted partner primarily to Capital Market’s leadership and Finance executives, delivering financial insights that influence business performance and strategic outcomes. Specific responsibilities include, but are not limited to: 

• Serve as the finance partner supporting the Bank's Capital Markets Division, providing financial analysis and actionable insights to business and executive leadership.
• Produce, validate, and distribute daily P&L reporting for capital markets portfolios, providing analysis of revenue drivers and significant performance variances.
• Assist in the annual planning, budgeting, and forecasting processes for Capital Markets business lines.
• Partner with Capital Markets to develop, enhance, and maintain executive-level financial models that support revenue forecasting, profitability analysis, resource planning, and strategic initiatives.
• Analyze financial performance across Capital Markets activities, including foreign exchange (FX), interest rate derivatives, commodities, loan syndications, securities underwriting, and real estate capital markets.
• Perform detailed variance analysis, identify key business drivers, and clearly articulate performance trends, risks, and opportunities to senior management.
• Prepare and deliver executive-ready presentations, reporting packages, and financial analyses for senior leadership and key stakeholders.
• Identify reporting gaps and develop new dashboards, metrics, and analytical frameworks to improve business visibility and decision-making.
• Drive process improvements and automation initiatives that increase reporting efficiency, enhance data quality, and strengthen financial controls.
• Facilitate regular business reviews with Capital Markets leadership, providing recommendations and insights to support strategic decision-making.
• Document and maintain standard operating procedures and ensure consistency across critical planning and reporting processes.
• Mentor and provide guidance to junior analysts while promoting best practices in financial analysis, modeling, and forecasting.
• Support ad hoc strategic, financial, and operational analyses as requested by executive management.

Requirements:

• Bachelor’s or master’s degree in accounting, finance, economics, statistics, mathematics, or another business-related field.
• 8+ years of experience in financial analysis, financial modeling, budgeting, analytics, or forecasting or other directly related experience.
• Experience supporting Capital Markets, Investment Banking, or Commercial Banking required.
• Strong business acumen and the ability to translate complex financial information into actionable business recommendations.
• Proven ability to influence senior stakeholders and build strong partnerships across Finance and business teams.
• Advanced financial modeling, forecasting, and profitability analysis capabilities.
• Experience working with large datasets and business intelligence tools to drive insights and decision-making.
• Exceptional verbal, written, and presentation skills, including experience presenting to executive leadership.

Location:

• This position is full time in the office at the Zions Bancorporation Center in Salt Lake City, UT … Amegy Tower in Houston, TX … Charlotte Corporate Office in North Carolina.

Benefits: 

• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business.